PayPal withdrawal with PublicBank Debit Card
After PayPal announced that international users could use Credit Cards and Debit Cards to withdraw their paypal funds, I tried my PublicBank debit card that bears a Visa Electron logo on it.
I test-withdrew $35 on Sep 29, 2007 and after 4 days it was successfully arrived in my Public Bank account.

Below is the screenshot from my Public Bank account. As you can see it was available on 4th October 2007.

Public Bank Debit Cards
I have been using PublicBank debit card since 2002, and now I am on the second card. First one (see left) expired in 2006. It is a very reliable debit card. It works on internet and it works in any ATM worldwide that has (Visa Electron) logo on it.
The only difference of this card from Credit Card is that, the money on the card is your own. That means if you put $200 on it, you can only use up to $200. Charging the card $201 will give error. Other than that it functions exactly like credit card.
Annual fee for the card is RM24.00 (about USD7.00). You can also link it to your bank account so that you can reload it using internet banking. Now that I can receive paypal funds in my debit card, the extra money I can simply transfer to my bank account using the internet banking facility offered by Public Bank.
Related: Too many problems with your PayPal? Try MoneyBookers.
Related Posts
- al-Rajhi Bank’s Debit Card works with PayPal
- VM Debit Card still functional for PayPal withdrawals
- VM Debit Card update
- PayPal Debit Card - not for all…
- PayPal Limited Account Access
69 Responses
to “PayPal withdrawal with PublicBank Debit Card”
2 Trackback(s)
- Mar 12, 2008: AdesBlog.com » al-Rajhi Bank’s Debit Card works with PayPal
- Oct 7, 2008: Share Knowledge with Mohd Nazri dot com









By KennyP on Oct 7, 2007
Can I transfer money between the card and bank account in banks other than Public Bank? Does it has any charges when transfer money to and from the card?
By Ades on Oct 8, 2007
I am not sure about other banks Kenny. But I think they should have.
By Lorna on Oct 9, 2007
Very nice. Luckily I also have a PB bank account, so getting the debit card and linking to my account should be easy peasy. Thanks for the additional info.
By Paypal-Hater on Oct 11, 2007
Hey Ades, Thanks for the great info and the update. i’ll apply for one today. Keep up the good work!!..
By Ades on Oct 11, 2007
You are welcome! See you around.
By Zeri on Oct 12, 2007
Hi,
thank you for the useful info on this PB debit card since I’m using it too.
My question here; I applied for the PB Debit Card only a year ago so it means that I didn’t have a bank account there right? but can I still withdraw money from paypal into my PB debit card?
Thank you
By Ades on Oct 12, 2007
Yes Zeri you can, you can go and get a bank account from Public Bank so that you can use the two accounts as described in the above post. But with debit card alone, you still can withdraw.
By Paypal-Hater on Oct 12, 2007
Hi,
Was wondering if anyone here could tell me how to get Paypal Singapore to restore my account access, its been limited. No withdrawal/sending/closing, all been restricted. I’ve been writing to them numerous times for 3 months and all I get is the same reply and no help from them.
I had uploaded all my documents they requested and had my credit verfied with the expanded number submitted but still no change.
Paypal reason for limiting my account: We have detected suspicious activity regarding the receipt or withdrawal of funds.
Your case ID for this reason is PP-325-288-724.)
Please help..thanks in advance!!
By Ades on Oct 12, 2007
Hi PH, my account too was limited last time. But luckily it was restored within 3-4 weeks. I had to supply whatever they asked and prove that the transaction that they refer was not fraudulent. I hope you will get yours restored soon too.
By Ngo Thye Aun on Oct 30, 2007
Hi,
First of all, thank you for sharing.
I got a question. I have applied PB Visa Electron Debit Card on 12 Oct but until now I still have not received the card. I ticked the ‘ Send Via Poslaju ‘ box in the form.
Was wondering usually take how long to receive the card?
Thank You for your time. Hear from you soon.
Thomas
By Ades on Oct 31, 2007
Hi Thomas, I think you should contact them back. Usually it takes less than 2 weeks to get your card.
By PaypalHater on Nov 12, 2007
Hi,
I have recently got a letter from PB stating that they had approved my pb visa electron and had to make a RM25 deposit to my card. I had done the deposit to my card and when on to paypal site to add this pb visa electron, but failed. It says to contact the card issuer’s customer service?..what happened?..did anyone face the same problem b4??..
By Ades on Nov 13, 2007
Mine, went fine. Unless PayPal is doing something again i.e rejecting new debit cards?
By ZROL on Nov 22, 2007
hi… good morning.
i would like to know.
its possible if my friend transfer money from their HSBC singapore account to my PB Debit card?
if possible, how much the max amount?
thanks
By Ades on Nov 22, 2007
Zrol, it should be possible. I am not sure about the maximum allowed account. Why don’t you just get your money in maybank account? Singapore has maybank too. It’s a lot easier.
By ZROL on Nov 22, 2007
Dear Mr.Ades,
Thanks for your response.
It’s i must open Maybank Singapore account at Singapore? i must go to Singapore to open that account? Saving account?
thanks sir.
By Ades on Nov 22, 2007
No, just open normal Maybank account in Malaysia. And your friend can go to Singapore-Maybank to bank in money to your account. Or if he has Maybank-Singapore account, he can use Maybank2u.com to send you money.
By ZROL on Nov 22, 2007
oic. ok, thanks a lot sir.
By Stephanie Kok on Dec 4, 2007
I would like to ask. Transfer money from paypal to debit card, what is the transaction fee?
By Ades on Dec 5, 2007
It’s $5.00 per transaction Stephanie
By titan on Dec 18, 2007
Looks good and i believe many people already try to use debit card now. :D Good for malaysian people today!
By kara on Dec 27, 2007
Hi! I have been wondering what to do since my credit card in the Philippines is Mastercard and not Visa.I did not see the importance of having a Visa until i was going to withdraw money in Paypal sent to me from the US. Aside from applying for a NEW card which must be VISA as well, what is this DEBIT CARD you are talking about? May I purchase this so that I can withdraw my funds from paypal?
Thank you very much for your help!
kara
By Ades on Dec 27, 2007
Hi Kara, Debit Card is a card similar to Credit Card, but with DC you cannot withdraw more than what you have put inside. With CC you can withdraw more than what you have in your account, and they pay the bank at the end of the month. But with DC if you have 100 in your account, you can only use 100 and not 101 dollars. Buying something on internet or withdrawing 101 would give you an error.
Here is a debit card you can consider.
By yati on Jan 9, 2008
Hi, I just got my PB visa electron debit card yesterday after I’ve deposit RM25 to the account. I went straight to register with paypal and tried to verify my account using the card, but when it comes to ‘enter 3-last digit from the back of the card’ - paypal said they cannot verify the three digit. What could be the problem?do I have to wait for my 1st statemment? And how do we know the pin no of the card? Thank you
By Ades on Jan 10, 2008
Yati, please make sure that you give the exact address for billing address that you registered with Public Bank Debit Card. Debit Cards are quite stringent when it comes to billing address details, slight difference like jln and jalan can make your transaction fail.
I think you should receive your PIN after one or two weeks, after you get your card. For security reasons they send card and pin different times.
Best way to solve your debit card related problems is to call up the number at the back of your card. It’s a toll free number and I think it works 24 hours. Just tell them that the card is not working on internet and ask them if their system got any error logs for your card. Usually when the transaction fails, the system would get an error message. By knowing what kind of error it is you can pinpoint the problem.
By yati on Jan 10, 2008
Thank you for the response. I didn’t know that paypal would disable the card after 3 times so I contact paypal regarding this. This is what they reply: ‘
I am so sorry about your case, as we could not verify the 3-digit
verification number for 3 times, so this card is disabled now, and can
not be added into the PayPal account any more.
So, I advise you try to add another card, I am really sorry about this.’
Just great, this is the only card I have and I waited two months for this card and now I could not use paypal.
By pui on Jan 14, 2008
My card on paypal will expired, Do i must to renew it? I DO not send money from debit card, All the fund source are come from paypal fund.
Can i use paypal after my dc is expired?
By Ades on Jan 15, 2008
pui, after your card expires, you will still be able to send and receive money from paypal users. but if you were to withdraw your funds, you will have to update your card (with new card).
By sofea on Jan 24, 2008
I would like to ask. I don’t have any account with Public Bank. If I want to apply the debit card, do I need to open an account with Public Bank first? How to apply the debit card? Can I apply online or I need to go to the bank?
By Ades on Jan 25, 2008
sofea, you have to apply for debit card at public bank, you don’t have to have account with them but if you have it will only be advantage. Because you will be able to transfer money from debit card to your savings account through internet.
By sofea on Jan 25, 2008
Thanks for your response. :)
If I don’t have an account with public bank, is there any way for me to transfer my money from paypal account? or open account in public bank is the easiest way?
By Ades on Jan 25, 2008
Another way is to signup for VMI card, but at the moment the easiest way is through PB Debit Card.
By sofea on Jan 25, 2008
okayy.. thanks for your info yea. :)
By Crovax on Jan 26, 2008
I just got my Visa Electron and I can’t seem to get it to get the expanded number use . It says “We were unable to verify this credit card. Please check if the information you entered is correct. If the problem persists, please try to enter a different credit card.”
Thanks a lot.
By Ades on Jan 26, 2008
Crovax, that’s strange. Unless they are not allowing PB Debit Card anymore it should be ok. Please make sure you put the home address exactly as you wrote on the registration form. It’s very sensitive, slight change and it will fail… like jln and jalan might be two different things for them.
By Newbie on Mar 4, 2008
Hi, I’m a stay home mum but looking to start an internet business. If I apply for PB debit card, in the form, under “Profession” what do I state since I’m not working but have some savings.
Appreciate advise.
Thanks.
By Ades on Mar 4, 2008
You can state “housewife” or “self-employed”, there should not be any problem.
By Newbie on Mar 4, 2008
Thanks for your help.
By horizon82 on Mar 13, 2008
Greetings Ades,
Does Public Bank send any statement on monthly basis for their Debit Card holder? If they do,
when will i have my statement? Thanks.
By Ades on Mar 14, 2008
horizon, yes they do, they will send it at the end of every month. so you should get it first week of the new month.
By horizon82 on Mar 15, 2008
wow, fast response, thanks.
now i just have to wait for it.
By dakmatt on Mar 23, 2008
Hi Ades,
Does Maybank Visa Debit card works with Paypal ?
thank you in advance.
By Ades on Mar 24, 2008
I am not sure, but I think any Debit Card (VISA) works. Because I have used al-Rajhi Debit Card and it works fine.
And Public Bank debit card is still working without any problem.
By Cheryl on Mar 29, 2008
Dear Ades,
I am having difficulty in making transactions and PURCHASING through Paypal. I am clear that we could withdraw money from Paypal via alrajhi and public bank debit card. But is it possible that I transfer money into my paypal account via debit card?
Btw, Maybank Debit Visa does not work with paypal.
Regards,
Cheryl
By Ades on Mar 29, 2008
Cheryl, i have never tried loading my paypal account. So I don’t know if it is possible with debit cards.
Another way to load your paypal is through someone who has already paypal funds in his/her account. How much you want to load? Maybe I can help. You can contact me through contact form.
By D' on Apr 4, 2008
Yoho…i want some confirmation from u about this pay pal…are saying that PB visa electron debit card can be use to verify AND withdraw from pay pal.. if that so, it will be very helpful
and 1 more..about withdraw from pay pal..does we realy need an USA bank acc..i still confuse..
By Ades on Apr 5, 2008
D, yes you can withdraw and verify with PB Debit Card.
Another card that you can withdraw but not verify is, al-rajhi bank debit card.
No, you don’t have to have US bank account for your paypal. If you have then it’s great, you can directly withdraw your funds there.
By Jimmy on May 22, 2008
can you received money from paypal using tune card?
By synan on Jul 3, 2008
what is card statement? how can i get my card statement???
By Ades on Jul 4, 2008
Card statement is your monthly report about all your transactions for that month. It’s mailed to your by the bank once a month.
By Jamalulkhair on Jul 5, 2008
Nice tips. I just done the first time withdrawal yesterday. Hopefully everything will go through without problem.
By Paul on Jul 22, 2008
I am a retired person and my age 62 and at this moment most of my time are occupied through internet business and this moment I would like to know wether am I is eligible to apply for the Public Bank Debit Card.
By Ades on Jul 22, 2008
Paul, I don’t see any reason why you shouldn’t be eligible. I think age doesn’t matter. Are you in Malaysia?
By kenneth sea on Aug 21, 2008
tude money prepaid visa card is the good one for malaysian to withdraw paypal fund that i know off so far. I heard about Maybank debit card do not have such a feature but they are going to have it by next year. Is anyone know about it?
By borneoman on Sep 6, 2008
Don’t use tune money it suck coz it so many charge than public bank debit card. For me public bank card is excellent than tune money card.
By jannah on Sep 11, 2008
i just receive my public bank debit card visa electron. i try to change my card in paypal by this new card.. unluckily it failed.. why hah?
By Naiem on Oct 2, 2008
bro..
i got Publick Bank Visa Electron (Debit Card). but unfortunately i cant add into my PayPal Account.
they said :-
This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer’s customer service department. Or, you may want to try adding a different credit card.
can u help me to solve this problem?
By Ades on Oct 2, 2008
Please try asking Public Bank for details. I am still withdrawing to my PB Debit Card without any problem whatsoever. I am not sure if now paypal do not accept PBDC.
By kenneth sea on Oct 3, 2008
Since your debit card are new, make sure you have putting some money (RM250) in the card account.
By pupui on Oct 10, 2008
Hi,
On 3rd oct I withdrew some fund from paypal to public bank. It was pending until 8th Oct, it said completed in my paypal account. But until today 10th oct I still not received the fund in my debit card. Is this normal?
By Ades on Oct 11, 2008
yes it’s normal for a payment to be delayed for a few days after it shows “completed” in paypal.
By hwang on Oct 11, 2008
My situation is even worse. I’ve made withdrawal on the 16th of Sept and until today haven’t seen the money credited yet. I’m also not the only one suffering this predicament.
Seems like it’s a paypal internal fault. According to them, it’s some missing fund.
By pupui on Oct 12, 2008
wah..this is scary. hwang does it shows completed in your paypal account?
By Jayz on Oct 17, 2008
Hi,
Do you get charged a cross-border transaction fee?
I received funds from a US company and Paypal subtracted $16.50 USD in cross-border fees!
I am paying 3.9% + 0.30 USD per transaction!
My paypal account is registered under Malaysia. I am losing a lot of money. Can anyone help me with this problem? Do you receive money from outside of Malaysia?
By Ades on Oct 18, 2008
yes paypal charges around 4% for transaction fee, it can be huge if the amount transferred is large.
By pupui on Oct 21, 2008
Still not receiving my fund. Called paypal, they said that I should call Public Bank. Called Puclic Bank and they said I should called Paypal. Ayo..pening already. I think my fund usd120 is missing.
By ezzuan on Oct 21, 2008
example i want to draw about 900 dollar from my paypal to PB debit card
can you give me some advice on how to do this withdrawal
and total amount to open a debit card?